LAKE HAVASU CITY, Ariz.—March 16,2020— Horizon Community Bank is pleased to announce that Suzanne Causley, Reverse Mortgage Specialist has joined the team at Horizon Community Bank.
Reverse Mortgage is an increasingly popular consumer loan for people age 62 years or older. It allows senior homeowners to tap into the home equity that has built up in their home. There are no monthly payments, but homeowners are still responsible for paying property taxes, insurance, HOA, and maintenance. The repayment of the loan is deferred until the homeowner leaves their home. Homeowners can generally receive their home equity as tax-free cash. Over 1,000,000 homeowners having taken advantage of the Reverse Mortgage program.
Suzanne Causley has dedicated herself to the mortgage industry since 1997, with traditional forward loans, conventional loans and FHA-VA loans. Also, Suzanne specializes in Home Equity Conversion Mortgage for Purchase and Home Equity Conversion Mortgage Reverse Mortgages. “I enjoy helping change the perception of a Reverse Mortgage by educating each Consumer, Realtor and Financial Adviser so they understand the value of a Reverse Mortgage and how it can enhance their retirement planning. “
Suzanne earned an Associates of Arts Degree from Long Beach City College and her Social Worker Certification from Yavapai College.
She also earned the following Mortgage Certification’s: Education with Lending: Ethic, Fairness in Lending & Housing, American with Disabilities, Understanding RESPA, Financial Privacy and FHA Certification – Federal Banking Courses
She is a Member of NRMLA- National Reverse Mortgage Lender Association, Women Council of Realtors, Multiple Listing Service, Affiliate, Hospitality Association Lake Havasu City, Red Hat Society,Inc.
“I pride myself on providing excellent customer service throughout the process.” We can pre-qualify homeowners in minutes for a Reverse Mortgage. We help borrowers save funds monthly by lowering the interest rate, providing cash out refinance to pay off debt, funds for vacation and funds for remodeling.
“I am very passionate about the Reverse Mortgage program and truly listen to my client’s needs to help them explore the best options available to meet their individual needs.”
About HCB
Horizon Community Bank is a locally owned and operated FDIC insured commercial bank with branches in Fort Mohave, Lake Havasu City, Mesa, Parker, Kingman and Quartzsite, Arizona, plus loan offices in Goodyear and Phoenix, Arizona. It has almost 100 employees and provides high-touch, customized financial services to those in the healthcare, transportation, hospitality, real estate and technology industries, as well as general commercial and consumer services. Horizon Community Bank is a subsidiary of holding company Horizon Bancorp, Inc.
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Media contact:
Becky Goldberg, beckyg@horizoncommunitybank.com 928-854-3000