Investing your Tax Refund

Once again it’s that time of year when tax season is upon us. You may already be making plans for that refund and thinking of all the things you can do with that money. As for others, you may not have planned well or life got in the way. Now you are not exactly sure…

Are you saving as much as you would like?

There are plenty of reasons to open a savings account: Emergencies, large purchases, vacations, college tuition, Christmas, or simply to lay a foundation for your long-term financial stability. One of the first steps to saving is spending less. Realizing how much you spend in certain areas encourages you to make changes like not eating out…

If mobile banking wasn’t your top priority in 2012, it better be for 2013 Accounts.

Marketing veteran Drew McLelland said if mobile banking wasn’t your top priority in 2012, it better be for 2013. “This isn’t optional for financial institutions that want to be in business in 2020,” said McLelland. “It’s really that simple.”Branding consultant Sean McDonald agrees: “Mobile banking, remote deposit capture, and all of the technology associated with…

Business Loans and Business Accounts

The start of a new calendar year provides business owners and consumers hope that good fortunes will come their way. To help good fortunes to come, business owners need to review their existing business plans to help navigate their business to make sure they have the buying power and staying power needed to sustain their…

FBI Warning on Internet Doomsday Awareness

The FBI has been warning consumers that criminals have infected millions of computers around the world with malware called DNS Changer which allows them to control DNS servers. As a result, the cyber thieves have forced unsuspecting users to fraudulent web sites, interfered with their web browsing, and made their computers vulnerable to other kinds…

The Importance of Financial Reporting

“Why is financial reporting important to the bank?”  “Why is financial reporting important to my business?”  “I pay my loan on time every month.  Why do I need to continually send in tax returns and financial statements?”  If you have ever asked these questions, you’re probably not alone.

Small Business Resources in our Communities

Horizon Community Bank strives to work hand in hand with our small business communities to provide access to helpful free or low cost services that lend financial and consultative assistance to business owners. The purpose is to make available resources that can assist our small business customers navigate today’s tough economic climate successfully and profitably.…